Every feature built around one question: where is capital sitting idle?
Dovencaro turns scattered account data into a structured view of liquidity, so finance teams can see, forecast, and act on idle cash without manual spreadsheet work.
Features described below reflect current product capabilities for Swiss SME finance teams. Availability may vary by setup.
What Dovencaro actually does with your data
Each feature below addresses a specific step in identifying and reallocating idle business capital — from raw account data to a decision you can act on.
Cash Position Mapping
Dovencaro consolidates balances across your operating, savings, and reserve accounts into a single, continuously updated picture. Instead of exporting statements and reconciling them by hand, you see exactly how much capital is held where, and for how long it has sat unused.
- Benefit
- Replaces manual reconciliation with a standing, always-current view of cash across accounts.
- Who it's for
- Finance leads managing multiple accounts or entities within one SME.
- Output
- A structured cash map, refreshed on a regular cycle.
Idle Capital Detection
The system applies rule-based analysis to flag balances that exceed your defined operating buffer and have remained static over a set period. This separates working capital you need for day-to-day operations from surplus that could be earning a return or reducing cost elsewhere.
- Benefit
- Surfaces surplus cash that would otherwise go unnoticed between reporting cycles.
- Who it's for
- Treasury and controlling functions reviewing liquidity on a monthly or quarterly basis.
- Output
- A flagged list of accounts and balances above your set threshold.
Scenario Simulation
Model how reallocating idle funds would affect your liquidity buffer under different assumptions — seasonal revenue swings, delayed receivables, or planned capital expenditure. Scenarios are built from your own historical data rather than generic templates.
- Benefit
- Tests decisions before committing capital, reducing exposure to liquidity shortfalls.
- Who it's for
- CFOs and owners weighing reallocation against operational risk.
- Output
- Side-by-side scenario comparisons with buffer impact.
Reporting & Dashboards
Every analysis is presented in a dashboard built for recurring review, not one-off slides. Reports are structured consistently each cycle, making it straightforward to track how idle capital levels change over time and to share findings internally.
- Benefit
- Consistent reporting format removes the need to rebuild analysis from scratch each cycle.
- Who it's for
- Teams that need to report liquidity status to management or ownership.
- Output
- Exportable dashboard views and summary reports.
Built to sit alongside your existing finance process
Dovencaro doesn't ask you to change how your accounts are structured or how your team books transactions. It connects to the data you already have and layers analysis on top.
- Account data is read on a defined, recurring schedule — no continuous manual uploads.
- Thresholds and buffers are configured to match your actual operating needs, not a fixed default.
- Findings are presented in a format suited for internal review, not raw data dumps.
See these features applied to your own accounts
A demo walks through how Dovencaro would map, flag, and simulate idle capital using a setup similar to yours.