Why Swiss SMEs choose Dovencaro
A clear, data-led view of idle capital — built to help finance teams make faster, better-informed liquidity decisions without adding operational risk.
Insights are generated from the data you provide — Dovencaro does not execute trades or move funds on your behalf.
Built around how finance teams actually work
Dovencaro is designed to fit existing treasury processes, not replace them — surfacing where capital sits idle and what that may be costing you.
Continuous visibility, not a one-off report
Instead of a static snapshot, Dovencaro maintains an ongoing view of cash positions across accounts, so idle balances are flagged as they emerge rather than discovered weeks later during a manual review.
- Update frequency
- Positions are refreshed on a schedule you control.
- Coverage
- Works across the accounts and entities you connect.
Decisions grounded in your own data
Every recommendation traces back to the underlying figures — balances, flows, and historical patterns — so finance leads can see exactly why a particular amount is flagged as idle, and challenge it if needed.
- Transparency
- Underlying figures are viewable alongside each insight.
- No black box
- Logic is explained in plain language, not hidden.
Designed for Swiss SME structures
Multi-entity setups, CHF and foreign currency holdings, and typical SME banking relationships are accounted for in how Dovencaro organises and presents information.
- Entities
- Group multiple accounts or subsidiaries in one view.
- Currencies
- CHF and major foreign currencies are supported.
Advisory, not automated execution
Dovencaro surfaces analysis and options for you to review internally or with your bank — final decisions and transactions always remain with your team.
- Control
- You decide what to act on, and when.
- Oversight
- Fits alongside existing approval processes.
A complement to your existing finance stack
Dovencaro is built to sit alongside the tools and relationships you already rely on, rather than requiring a change in banking partner or accounting system.
- Connects to the data sources finance teams already use.
- Presents findings in formats suited to internal review and board reporting.
- Leaves execution decisions with your treasury or finance lead.
- Supports ongoing monitoring rather than a single engagement.
What changes once you have the data
Manual, infrequent reviews
Idle balances are often reviewed quarterly, if at all, relying on spreadsheets pulled together by hand.
Ongoing, structured analysis
Idle capital is tracked continuously, with changes flagged as they happen rather than at the next review cycle.
Clearer basis for decisions
Finance leads can discuss options with their bank or internal stakeholders backed by a consistent, documented view.
How the advantage is delivered
A straightforward process designed to minimise setup effort and keep your team in control at every step.
Connect your data
Link relevant accounts and set the entities or currencies you want tracked.
Review the analysis
Dovencaro surfaces where capital is idle and what the underlying data shows.
Decide and act
Your team evaluates the options and proceeds through your existing banking relationships.
Advantages, in context
Does Dovencaro replace our bank or treasury advisor?
No. Dovencaro provides analysis to support decisions; execution and banking relationships remain with your existing partners.
How is this different from a manual spreadsheet review?
The main difference is frequency and consistency — analysis is maintained on an ongoing basis using a repeatable method, rather than redone manually each time.
Can Dovencaro handle multiple entities or currencies?
Yes, within the scope of accounts and entities you connect. See the Features page for more detail.
Is any of this automated without our approval?
No. Dovencaro presents findings and options; your team decides what action, if any, to take.
Have a specific scenario in mind? Get in touch.
See these advantages applied to your own figures
Request a walkthrough and we'll show how Dovencaro would analyse a sample of your current account structure.